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Digital penetration vs. Digital payments

2016 saw the epilogue of higher denomination currency, our government’s decision of demonitisation changed the financial landscape of India.  That decision also led to the rise of digital payment systems and a cashless economy. Before talking about Digital payment system penetration, let’s talk about Internet penetration. Internet users in India have grown extensively in the last […]

26th april

Cashing in on less cash

  What happens to the financial health of a country when its ATM’s run out of money? Is this an indication of another disruption brewing under the surface or is it an opportunity to nudge the country towards already propagated and intensely promoted digital economy. With ATM’s drying up in some pockets of the country, […]

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All that you wanted to know about Unified Payment Interface (UPI)

All that you wanted to know about Unified Payment Interface (UPI) In 2015 Government launched the ‘Unified Payment Interface’ (UPI) an instant payment system, to enable secure, real-time money transfers from one person to another, or to a company. UPI took off in a big way post demonetization, giving boost to Government’s drive for digital […]